bankruptcy chapter 7 13

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bankruptcy chapter 7 13
13/07 chapter bankruptcy and foreclosure?

I filed Chapter 13 bankruptcy because my house is in foreclosure. This is a desperate measure. But after the calculation. The value of I do not think I can keep home I met with the trustee. But I'm thinking about converting to Chapter. 7 to get a new start to me because I am. Ears in bad debt (approximately $ 30,000 excluding home). My husband is unemployed, while we have Three children to stay home really makes my budget will Limited does not make much money for. I'm not familar with the way Chapter 7 works? It will be released or not foreclosure. Or will I still have to pay for house or not. Also, I do not have a car and to my husband as his car payment. For I have not (I am current in the payment). To work in storage this chapter. 7? I live in the state of Texas if that helps.

You are still responsible Your insurance settlement. Typically, you will collect the same. Sometimes 13 to help b / c will change the payment. You will have to pay if you want them. . Talk with your attorney to see if the chapter. 7 for you and to see if you qualify. Since your husband is unemployed will help you to test means. . Contact an attorney or contact your state Reference Bar Association.

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